PERSONAL LOANS
TALK TO A LENDER ACROSS THE DESK. NOT THE STATE LINE.
Whether you need money to consolidate debt, want a later model car, or are dreaming about the perfect house or vacation, The Citizens Bank has a personal loan that works. We offer as many loan types and payment options as you have reasons to borrow and some very good reasons to borrow from us.
A Lender Who Actually Gives You Their Time.
All our loans, whether small installment loans, auto loans, home or equity loans and lines of credit have competitive rates and flexible terms and payment plans. The application process is quick and simple, and the decision maker is across the desk, not across the country.
Installment Loans
Whether you need money for a major appliance or sudden medical expense, applying for an installment loan is fast and easy. We offer fixed rate loans with flexible payment terms so your small loan won’t take a big chunk out of your budget.
With The Citizens Bank’s new online application for installment loans, you can apply now >
Auto Loans
If you’re looking for money for a new set of wheels, we offer loans with competitive rates and flexible terms. If you’re ready for that new car smell, we’re a phone call away.
With The Citizens Bank’s new online application for auto loans, you can apply now >
Home Equity Loans
Put the equity in your home into money for debt consolidation, your ideal kitchen or perfect wedding or that vacation you’re planning. Our home equity loans give new meaning to dream home.
Home Equity Line of Credit
A Home Equity Line of Credit will make borrowing money as easy as writing a check. Talk to a lender about this pre-established line of credit that turns your biggest investment into a liquid asset.
Home Loans
We can help you get your dream home with mortgage rates that won’t keep you up at night. You can get questions answered and issues resolved without the 800 numbers, call centers or frustrations of large banks, with a lender who gives you a larger share of attention.
Credit Boost CD
If you don’t have credit or need to rebuild your credit, our new Credit Boost CD is for you. It’s a personal loan backed by a Certificate of Deposit that is designed to help you establish a good payment history, an important step in building a higher credit score.
Just borrow money that goes into a CD, make on-time payments monthly for the length of the term and your credit score and savings go up putting you closer to getting that great new place, better credit card rates, or the car you’ve had your eye on.
We invite you to contact us when you are ready to apply for a loan and see how surprisingly easy applying and borrowing money can be.
With The Citizens Bank’s new online application, you can apply now >