PERSONAL CHECKING | eVANTAGE OFFER
BY DOING MORE BANKING ONLINE YOUR RATE GOES HIGHER AND YOUR FEES GO DOWN.
It’s easy to earn a higher rate on checking with no monthly fee* with eVantage Checking from The Citizens Bank. Just set up an automatic payment, go digital with e-statements, and use your debit card – it’s that simple. Sit back while your rate goes up and your fees come down.

CHECK OFF THESE STEPS, TO CHECK IN THE ADVANTAGES.
Take advantage of the checking account that pays a higher rate with no monthly fee as long as qualifications are met.*
To earn the eVantage rate, you must:
Minimum opening deposit of $100.00 with no minimum balance required.
Set up one direct deposit or one automatic payment from your account monthly.
Enroll and receive your monthly statement electronically and make 25 or more debit card point of sales (POS) which post and clear during each statement cycle.*
Get started at your local Citizens Bank branch today!
Important Information:
*APY (Annual Percentage Yield) is accurate as of January 5, 2026. Average daily balances over $25,000.01 will earn 0.25% APY. Average daily balances that do not meet the qualification requirements will earn 0.10% APY. $3.00 monthly service charge will be assessed during the monthly statement cycle unless you receive one ACH to or from this account and receive an e-Statement; or have 25 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account. ATM transactions do not count toward the 25 POS transactions. Rates and terms are subject to change without notice. Fees may reduce earnings. Call or contact your local branch for complete account details.


