DON’T JUST HAVE AN ACCOUNT. HAVE A CONNECTION.
The Citizens Bank has personal checking accounts that are big on features, not fees, with options that help you think big even if you’re starting small. You have more ways to earn interest on balances and purchases, more options to protect your identity, even insurance for the unexpected. You get mobile banking apps that keep you connected with your money 24/7, and the connection to a personal banker who can guide you as your assets and family grows. Take a moment to see how we’ve taken checking further by making it closer to real life.
The Best Checking Accounts With Features As Big As Life.
Discover The Citizens Bank personal checking account that suits your unique needs. Make the most of your personal banking while minimizing fees. Offering a variety of some of the best checking accounts that check in on features.
- The Citizens Bank Debit Card
- Free access to The Citizens Bank Online Banking
- Citizens Mobile Banking
- Account Alerts
- Personal Phone Teller
- Pay Your Bills Online
- Unlimited Check Writing and Deposits
- Direct Deposits to your Account
- Mobile Wallet
BROWSE OUR CHECKING ACCOUNTS
SIMPLY BASIC CHECKING
The Classic Checking Account Now Has Cutting Edge Convenience.
Simply Basic gets you started with a low required minimum deposit of $100.00 and a $3.00 monthly service fee will be assessed unless your account meets these requirements:
Have one ACH to or from this account and receive an e-Statement; or have 25 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account. ATM transactions do not count toward the 25 POS transactions.
By Doing More Banking Online Your Fees Are Lowered.
E-Vantage Checking rewards you with a competitive interest rate and a $100 minimum deposit to open account.
$3.00 monthly service fee will be assessed during the monthly statement cycle unless you receive one ACH to or from this account and receive an e-Statement; or have 25 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account. ATM transactions do not count toward the 25 POS transactions.
You’ve Gotten Better With Age. So Has Your Account.
Explore the advantages of being 55 or older with an Advantage Checking Account. With a minimum opening balance of $100.00, you can receive perks like $100,000.00 Common Carrier Insurance, Credit Card Registration, and Cash Back Member Rewards.
There’s no monthly service charge if balance remains $1,000.00 or more. Under $1,000.00 the service charge fee will be $9.00. The monthly service fee can be reduced by $2.00 if you receive one ACH to or from this account and receive an e-Statement; or have 25 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account. ATM transactions do not count toward the 25 POS transactions.
Citizens Advantage Checking Lets You Check Off The Advantages.
Citizens Advantage Checking offers multiple advantages that add up to peace of mind. You not only get $100,000.00 Common Carrier Insurance, you receive payment card protection. Just register all credit, debit, ATM and check cards at one time and if they are lost or stolen, call one convenient toll-free number 24 hours a day to cancel cards.
Debit Advantage – Buyer’s Protection & Extended Warranty Protection.
25% Safe Deposit Box Discount and Cash Back Member Rewards
NOW ACCOUNT CHECKING
Now You Can Earn A Competitive Interest Rate On Your Checking.
Now you can be rewarded for your higher account balance with NOW Account Checking. Earn a competitive interest rate with no monthly fees on your checking account balance of $3000.00 or more, with a minimum opening balance of $1,000.00.
There is a $11.00 monthly service fee if balance falls below $3,000.00 during the monthly statement cycle. The monthly service fee can be reduced by $2.00 if you receive one ACH to or from this account and receive an e-Statement; or have 25 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account. ATM transactions do not count toward the 25 POS transactions.
MONEY MARKET DEPOSIT ACCOUNT
Saving For The Unexpected When You Expect To Need A Little Money.
With a minimum deposit of $1,000.00 you can start earning interest immediately, without losing access to your money. Deposits are unlimited, with six withdrawals allowed each statement cycle. A $20.00 service charge per transaction will be applied when withdrawals or transfers exceed six per cycle, and there is a $8.00 monthly service fee if your balance falls below $3,000.
Any student under 18 can open a Student Checking account with a parent or legal guardian as a guarantor on the account.
A $3.00 monthly service fee will be assessed unless you receive an e-statement or have 20 debit card purchase transactions that post and settle during the monthly statement cycle. ATM transactions do not count toward the 20 POS transactions.
Open your account with no minimum deposit with banking that fits your on the go lifestyle.
SQUARE ONE CHECKING
Not Just An Account, A New Start.
This account was created to be a fresh start for customers who have previously experienced challenges with their bank account.
With a minimum opening deposit of $50.00 and a $12.00 monthly service charge, you can start back at square one with a bank that will work with you one on one with a second chance checking account.
CITIZENS CHECKING CLUB
Check Into A Club With These Exclusive Rewards.
Take your Simply Basic, Advantage Checking, NOW checking or e-Vantage Checking account to the next level for a small monthly fee of $8.00.
$20,000 24-hour Accidental Death and Dismemberment Insurance.
Identity Theft Insurance with Fraud Assistance that gives you up to $25,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Fraud Assistance designed to help with the hassle of clearing your good name is also included.
Cellular Telephone Protection-Replacing them if they are stolen or damaged can be costly. As an eligible account holder you can submit two claims with a maximum of $1,200.00 in a twelve-month period to reimburse the cost of replacing or repairing your device. This valuable protection covers you whether you are at home or abroad.
- Personalized checks.
- Notary Service.
- Debit Advantage Buyer’s Protection & Extended Warranty.
- Safe Deposit Box at a 25% discount
- 24/7 Roadside Assistance
- Unlimited Check Writing
- Cash Back Member Rewards
- Shopping Rewards
- VIP Concierge
- Gas and Gift Cards/VIP Concierge
- Health Discount Savings