IMPORTANT BRANCH ACCESS NOTICE:
Update March 27, 2020: TCB is always in your corner, that’s why for your convenience we will have additional drive – thru hours April 1st – 3rd from 7 AM – 5:30 PM. We know that the first of the month can be hectic and with all this uncertainty we wanted you to be certain that you can always depend on us. Visit your local drive thru from 7AM – 5:30 PM April 1st – 3rd.
Effective March 23, 2020, and until further notice, The Citizens Bank is implementing a drive-thru only/limited access policy at all locations. Drive-Thrus will remain open during normal hours and branch lobbies will be accessible by appointment only. Our ATMs, ITMs as well as Online and Mobile Banking will be available as usual. We apologize for the inconvenience. The health and safety of our customers and employees are our top priority!
To Our Citizens Bank family,
As we continue to address concerns for the rapidly changing health crisis that is currently happening in our nation, state and local communities, we are grateful to our healthcare professionals who are working around the clock to ensure that the most vulnerable among us are cared for.
Our communities, employees and customers have been adjusting to the “new normal” over the past few weeks. Many of you are under mandatory time away from work or working from home, home schooling your children or caring for loved ones, and we appreciate all that you do to adjust to your new normal.
Our bank is having to adjust as well. We are open for business, and all our products and services are available. We are asking our bankers to follow guidelines recommended by the Centers Centers for Disease Control and Prevention (CDC). Our goal is to ensure you and all our valued customers that our service options will remain available to you.
Alternative Service Options
- Online and Mobile Banking – you can access your account with Online Banking to view your balance, transfer funds, and pay bills.
- ATMs/ITMs – Use your Citizens Bank debit or ATM card to get cash, transfer funds and check balances. Use our ITMs where available to make deposits, cash checks, pay loans or transfer funds.
- Phone – Philadelphia area call 601.656.4692; out of area call 1.800.397.0344 to speak to a banker during normal business hours.
- Mobile Deposit Capture – Take a picture of the front and back of your check and send for deposit.
In the interest of public health and to reduce the spread of the virus and remain available to our customers, The Citizens Bank will implement our pandemic control operating schedule. This control will allow us to remain open to serve our customers and remain vigilant in the fight against the coronavirus pandemic. Beginning Monday, March 23, 2020, and continuing until further notice, All Citizens Bank branches will be open by appointment only. All our drive-thru locations will be open during normal business hours.
Effective Monday, March 23, 2020
For the health and safety of our employees and customers we are limiting branch lobby traffic.
Branch Lobbies – All branch lobbies will be available by appointment only. To schedule an appointment, contact your local branch by phone.
Drive-thru – Drive-thru services will be available during normal business hours.
Locate a Citizens Bank Branch with a drive-thru or call for an appointment. Find your local branch >
Digital Banking Tools – If you have not enrolled in Mobile or Online Banking yet, the process only takes a few minutes. Click here to begin >
C2C People Pay – If you have not enrolled in our C2C People Pay where you can send or receive money to people you trust, learn more here >. With C2C People Pay, you can send and receive money as easily as you send and receive an email or text.
TCB Live Tellers – Our Interactive Teller Machines or ITMs are a video teller service for drive thru ATM customers using high-definition video chat technology to connect with full service tellers and featuring extended hours. See which locations have ITMs >
Mobile Deposit App For Business – For our small business customers, if you have not downloaded our Mobile Deposit App for Business, we encourage you to do so now. Get started >
We have been providing banking services to our customers and communities since 1908 and will continue doing so during these challenging times. We will keep this page updated with the latest developments as they occur. Be safe and know that we are here to help.
December 11, 2019 5:24 pm
As a part of our goal to be a digital forward bank, we have launched The Citizens Bank App For Apple Watch®. The new Smartwatch App will give you the ultimate convenience of keeping tabs on your money—right on your wrist. With the quick balance feature, it’s easy to view your account balances and last 20 transactions. Also, you can see your balances at a glance with just the touch of a finger, without having to enter the app. It couldn’t be easier to get balances on the go, view your transactions in real time so any purchase you make will be reflected at your fingertips and get alerts right on your watch.
Launching the free app will be as easy:
Simply download the latest version of our app for iPhone® from The App Store and log into your account.
Log into your mobile app the first time you log in with your Apple Watch, to pair your phone and watch.
Find the Citizens Bank app logo on your Apple Watch, and done! You can now open the app on your Apple Watch anytime.
“We were one of the first banks in Mississippi to roll out Interactive Teller Machines,” said Jackie Hester, Vice President of Marketing for The Citizens Bank. “Now we’re one of the first community banks to offer our mobile banking app on the Apple Watch®. According to Hester, on the smartwatch banking app, many everyday digital banking features will be available.
“Customers using the new app can turn on a Quick Balance feature and specify which accounts and the order of accounts to display,” Hester said. “They can tap to view the last five transactions on a specific account in real time and quickly answer the most common questions, such as how much they can spend right now, whether their last purchase is reflected in their account and if their paycheck was deposited.”
Apple, the Apple logo, iPhone, iPad and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Note: Our app is free, but standard rates and fees from your wireless carrier may apply.July 9, 2019 3:53 pm
The employees, officers and directors at The Citizens Bank congratulate Greg McKee on being elected Chairman of the Mississippi Bankers Association for 2019-2020. Under McKee’s leadership since 2002, The Citizens Bank has grown into a great bank. Now he will lead Mississippi to becoming a great state for banking.
“We can’t think of any better leader for the MBA than our CEO Greg McKee,” said Jackie Hester, Vice President and Marketing Officer. “We are proud of his accomplishments as a leader in banking in Mississippi and look forward to follow his success in his role as Chairman of our statewide banking association.”
The Mississippi Bankers Association, established in 1889, is a private membership organization which brings together and represents banks and savings institutions in the State of Mississippi. The MBA provides education through seminars and conferences, information through various avenues such as The Mississippi Banker magazine, and representation in legislative and regulatory matters.
The Association also sponsors and/or endorses products and services for banks. The Association benefits from the strong leadership provided by Mississippi bankers serving as officers and executive committee members. The MBA has many bank employees serving on standing committees, providing a feeling of community for bankers across the state. The MBA has a long tradition of educating and involving bankers to improve their professional lives and their relationships with customers.July 8, 2019 8:12 am
PHILADELPHIA, Miss. & BILOXI, Miss.–(BUSINESS WIRE)–Citizens Holding Company (“Citizens”) (Nasdaq: CIZN), the parent company of The Citizens Bank of Philadelphia (“Citizens Bank”) announced today the signing of a definitive merger agreement to acquire Charter Bank, (“Charter”). Upon completion of the merger, Charter will merge into Citizens Bank.
Based upon financial data as of March 31, 2019, the combined company will have approximately $1.2 billion in assets, deposits of $989 million, and gross loans of $569 million. The merger is expected to close in the fourth quarter of 2019, pending customary closing conditions, including receipt of required regulatory approvals and the approval by the shareholders of Charter.
Subject to the terms of the merger agreement, Charter shareholders will receive 0.39417 shares of Citizens’ common stock and $3.615 in cash for each outstanding share of Charter common stock. Based on Citizens’ closing price of $20.90 as of May 20, 2019, this equates to a per share value of $11.85 and an aggregate deal value of $20.0 million.
At March 31, 2019, Charter had approximately $161 million in total assets, $134 million in deposits and $110 million in gross loans. Charter operates four branches in the counties of Harrison and Jackson, Mississippi. The combination expands Citizens’ presence in its southern markets, creating the 10th largest bank by deposits in the combined counties of Hancock, Harrison and Jackson, otherwise known as the Mississippi Gulf Coast.
Upon completion of the merger, Gregory E. Cronin, Chief Executive Officer of Charter, will serve in a leadership position with Citizens. “Our Charter Bank Team is enthusiastic to be joining a well-respected community bank with a history of providing exceptional products and services to its markets,” remarked Cronin. “We believe that we can better serve our clients in our local communities.”
“Charter was founded by a group of individual bankers who believed their customers had a need for better banking services, and they have built their institution around the philosophy of making decisions that best serve the interests of their customers. At Citizens we share these values and are excited to be adding a similar franchise into our fold while bolstering our presence throughout the Mississippi Gulf Coast,” commented Gregory L. McKee, President & Chief Executive Officer of Citizens.
Keefe, Bruyette & Woods, Inc. served as financial advisor, and Baker, Donelson, Bearman, Caldwell & Berkowitz, PC served as legal counsel to Citizens. FIG Partners LLC served as financial advisor, and Butler Snow LLP served as legal counsel to Charter.
About Citizens Holding Company
Citizens Holding Company, headquartered in Philadelphia, Mississippi, is a financial holding company that owns The Citizens Bank of Philadelphia. Citizens currently has 23 banking locations in Mississippi and offers full-service commercial banking, mortgage lending and title insurance services in addition to a full range of Internet banking services. As of March 31, 2019, Citizens had $1.1 billion in total assets, $840 million in deposits, and $447 million in gross loans. For additional information, locations and hours of operation, please visit www.citizensholdingcompany.com.
About Charter Bank
Charter Bank, headquartered in Biloxi, Mississippi, was founded in 2008 and built around a relationship-based, full service business banking concept. Charter offers a broad range of commercial and consumer banking services to small and medium sized businesses, professional firms, individuals, civic groups and other organizations. As of March 31, 2019, Charter had $161 million in total assets, $134 million in deposits and $110 million in gross loans. For additional formation on Charter, please visit www.mycharterbank.com.June 12, 2017 1:57 pm
Now you can pay your share, your family, your friends the easy way. C2C People Pay is the latest way we’re making banking as convenient and easy to use as sending a text or email.
Mobile person-to-person payments are growing in popularity, thanks to the prevalence of smart phones and innovations in financial technology. With C2C People Pay, you can send money to anyone, anywhere, anytime no matter where the recipient banks. You don’t even need the recipient’s banking information, just their e-mail address or phone number.
Pay the babysitter or send cash to your daughter in college. Make sure the soccer team dues are paid in time for next week’s game. Order what you want knowing splitting the check will be easy. Start using your free C2C People Pay and stop worrying about being in a tight spot or sticky situation. Find out how to sign up for and use C2C People Pay here.December 3, 2014 2:05 pm
Visit and like us on Facebook to register to win a Go Pro Hero 4 Camera. We will be drawing for the camera on December 15th at 3:00 pm.
Citizens Capture the Moment Giveaway
Start Date: Friday, December 5
End Date: Monday, December 15
It’s Easy To Enter
- “Like” The Citizens Bank Facebook Page (www.facebook.com/thecitizensbankphila)
- From December 5th to December 15th, you can register directly on our Facebook page for a chance to win (each Facebook profile can enter once per day) a Go Pro Hero 4 Camera.
You Could Win
Following the end of the giveaway (3 pm CST on December 15), one winner will be selected at random and will receive a Go Pro Hero 4 Camera!
- No purchase, banking relationship of any kind or payment of any kind necessary to enter or win this contest. Void in Puerto Rico, U.S. Virgin Islands, U.S. territories and possessions and where prohibited or restricted by law.
- Eligibility: The 2014 Citizens Capture the Moment Giveaway is open only to legal residents of one of the 50 states of the United States or the District of Columbia who are 18 years of age or older at time of entry. (Proof of residency and age may be required.) Officers, directors, and employees (collectively, “employees”) of The Citizens Bank, and any members of their household or immediate family (defined as parents, spouse, children, siblings, grandparents) of such employees, and all those with whom such employees are domiciled are not eligible to enter or win.
- Entry Period: The 2014 Citizens Capture the Moment Giveaway begins December 5th at 8 am CST. The giveaway entry period concludes on December 15, 2014 at 3 pm CST.
- How To Enter: During the Entry Period, you can enter the Contest by visiting The Citizens Bank Facebook page. You will need to be a member of Facebook (becoming a Facebook member is free) and you will need to “like” The Citizens Bank Page in order to participate in the Contest. Once you “like” the Page in order to participate, you can register. You are allowed “one entry” per Facebook Profile “per day”. You will also receive “five bonus entries” for each giveaway entry made by one of your Facebook friends.
- Contest Restrictions: Limit one (1) Winner per person and per Facebook account/email address.• Winner Notification: Within 48 hours of the conclusion of the giveaway, the winner will be selected at random and notified by phone or email.• General Conditions: By participating, participant agrees to be contacted by The Citizens Bank by email and telephone and that if participant is a giveaway winner, The Citizens Bank may use participant’s user name and biographical information (city and state) on The Citizens Bank Facebook page and web site in an announcement of the winner and prize.
- Personal Information: We use personal information collected in our giveaways and contests to contact the winners. We may also use such personal information to send you information electronically about us and our products and services, but we will provide you with an opportunity to opt-out of receiving this information at any time after you first receive such information from us. We do not share or sell information about individuals who enter our giveaways and contests other than to contact a winner and arrange for fulfillment of a prize.
- Dispute Resolution: Any and all disputes with respect to this Giveaway will be resolved in the appropriate courts in the state of Mississippi exclusively, and subject to the laws of the State of Mississippi.
- The Contest is not sponsored, endorsed, administered by or associated with Facebook.
These days, we spend more time on our smart phones and tablets than ever before. And we’re doing more than just using them for talking, watching videos or playing games. We now use our mobile devices to surf the web…and to do our banking. That’s why The Citizens Bank is excited to announce a new and improved Online Banking with important enhancements making it easier and faster to use on all devices and screen sizes.
Online Banking is now just as easy to use on your mobile phone or tablet as your other devices. You will experience a consistent look and feel across all your devices and access your most commonly used transactions, all from a streamlined home page and menu and simplified navigation. The new Online Banking also features touchscreen technology, faster, easier Bill Pay functionality and improved Search capabilities to find your most important data. Need to contact your branch or find an ATM? You can now do that within online banking with new interactive maps always at your fingertips.
FOR US CONVENIENCE IS A CALLING.
Get the power of the new updated Online Banking today, now easy to use on any sized device. Our new Online Banking is just another example of our commitment to staying on top of technology so you can stay on top of your banking needs. No matter which device you are using.July 9, 2014 9:13 am
June 6, 2014 The Citizens Bank celebrated the grand opening of its newest full service branch, located at 15309 Lemoyne Boulevard, Biloxi, MS. Stop by and visit with our staff Jeff Hansen, Lisa Dornier, Deana Wilson, Tammy Warren and Ashley Hunter for all your banking needs.January 4, 2014 9:24 pm
Now you can complete bank transactions including depositing a check at the soccer field, in the carpool line, even in line at the grocery store. While life sometimes keeps you waiting, your bank never will.
With the new Mobile Deposit feature, you save time by eliminating a trip to the bank to deposit a check. Whenever you have a check in your hand, simply use The Citizens Bank mobile app and take a photo of your check with your smart phone to make the deposit.
Life in our communities is faster paced than ever, so being a great community bank means keeping step with the latest and best technology. With The Citizens Bank, you get full service banking by pulling your smart phone out of your pocket, not taking time out of your day.
Go to Mobile Banking to learn more.January 3, 2014 5:11 pm
There is a long-standing tradition at The Citizens Bank: supporting area students and the schools they attend. But that financial support has taken on a new dimension as the Philadelphia-based community bank has launched its School Stash Debit Card program.
Bank President Greg McKee said the program was being designed to “provide additional funding for schools in the communities where we operate.” He explained that the School Stash program contributions are based on the quantity of qualified transactions conducted by account holders carrying the bank’s VISA Debit Card and reflecting the local school that customer chooses to support.
“Existing Debit Card holders and new customers have the opportunity to receive a Debit Card of the school system of choice,” he explained. “Every time a specific debit card holder uses his or her card and selects “Credit” instead of “Debit”, thereby avoiding use of a Personal Identification Number (PIN), the bank will donate $.05 to that customer’s selected school system.”
McKee further explained that the donations would be made by the bank, and that there is no cost to the customer in the School Stash program. “Obviously, the more a person uses their debit card in this manner, the more funds are provided to the school,” said McKee. “And as more people select and use their debit card with us, in this manner, the donations can become very significant.”
“If you pause for a moment to do the math, you realize that the contributions could really make a difference for many school systems.”
Jackie Hester, Vice President and Marketing Director at The Citizens Bank, said the bank has, for the past decade, provided $1,000 scholarships to juniors and seniors in each of the counties in which the bank operates, with an additional $500 contribution provided to each school the scholarship winners attend. “The scholarship program will continue, and its success has evolved into our working to come up with additional ways to support our schools, including the School Stash debit card program,” she said. Hester noted that among the educational or youth organizations that receive financial support or sponsorships from The Citizens Bank includes 4-H Clubs, Boys & Girls Club, Boy Scouts of America, Girl Scouts, Distinguished Young Women, Mississippi School Nutrition and United Way, “just to name a few”.
“In our role as an independent, community bank, The Citizens Bank believes our investment in children and their education is an investment in the future,” she said. “So, in that regard, we would encourage everyone who would like to support their schools to drop by any of our locations, open an account and apply for the Debit Card of their choice.”
The Citizens Bank operates branches in Attala, Forrest, Lamar, Lauderdale, Leake, Kemper, Neshoba, Newton, Oktibbeha, Rankin, Scott and Winston Counties.
“A School Stash Debit card from The Citizens Bank is not only a way to help raise money for your local school,” she said, “but because it’s emblazoned with the colors and mascot or logo from that school, shows a person’s school spirit.”