BUSINESS SERVICES
DELEGATE WORK TO YOUR BANK, NOT YOUR STAFF.
Business banking at the desk, not the teller window frees your time and your staff to do business, not errands. But the great customer service we’re known for is just down the street when you need anything from cashier checks to a safe deposit box. Discover how our business account services turn your bank into the assistant that never clocks out.
- Cash Management
- Merchant Services
- Credit Cards
- Online Banking / Bill Pay
- Phone Teller
- In Branch Services
- Electronic Statements
- Lockbox Services
CASH MANAGEMENT
Access your account relationship 24 hours a day, 7 days a week anywhere an Internet connection is available.
Within Online Business Banking, your account relationship is as available as an Internet connection 24 hours a day, 7 days a week anywhere an Internet connection is available. Just go online whenever money is on your mind.
We offer a sophisticated set of online tools that can be customized to suit your business, ensuring your cash balances are always hard at work. Instant transaction originations, customized reports, automatic balance alerts, and fraud control are just a few of the features that will give you an unprecedented level of control, freedom, and flexibility. Here are just a few of the advantages Online Business Banking offers:
- Balance reporting
- Detailed transaction reporting
- Balance alerts
- Onscreen check images
- Account-to-account transfers
- Online Services (research request and secure e-mail)
- Stop Payments
- ACH Origination
- Wire Transfers
- Sweeps
- Positive Pay
Contact us for additional information.
MERCHANT SERVICES
The capability to accept credit and debit cards offers a business many advantages.
The capability to accept credit and debit cards has become a requirement to doing business. Customers have come to expect the convenience and flexibility, and you get the advantage of faster and more efficient transactions without the hassle of returned checks.
Choosing The Citizens Bank to maintain your merchant account gives you the edge of local people at a local bank that can better understand your local business. You don’t need to call an 800 number to reach a service representative. Your representative is located right down the street. In addition, you are always connected to great customer service through a support number 24 hours a day, 7 days a week.
Fees:
- Monthly Maintenance: $10.00
- Competitive Merchant discount rates
- Terminal Purchase or Rental available
CREDIT CARDS
The Citizens Bank offers a wide variety of credit cards with competitive rates and terms.
Apply today for The Citizens Bank VISA Business credit card with no annual fee and an annual percentage rate of 7.99%.
You can make purchases at any retailer displaying the Visa Classic, Visa Gold, or MasterCard logos and cash advances at one of our branches or any bank or ATM.
Credit cards allow you to finance small amounts over a period of time and they are accepted around the world.
ONLINE BANKING / BILL PAY
Take care of your banking needs from home, work or anywhere you have Internet access.
PHONE TELLER
All you need is a telephone with touch-tone capabilities.
The Citizens Bank Phone Teller lets you check deposits and loan account balances 24 hours a day, 7 days a week from any telephone with touch-tone capabilities, anywhere in the United States. You can confirm if checks have cleared, deposits made, even check your accrued interest, maturity dates and loan payments.
Call
1-800-397-0344
601-650-3670
601-389-3290
The first time you call you will be asked to register. Once you’ve completed a few simple steps, you will be asked to enter your Social Security Number, then select a PIN. You will be prompted to enter this PIN every time you call to use Phone Teller. A security caution: do not use the last four digits of your social security number as your PIN.
IN BRANCH SERVICES
Stop by for Money Orders, Cashiers Checks, Wire Transfers, Notary Services and Safe Deposit and Night Depository/Lock Boxes.
ELECTRONIC STATEMENTS
With our online banking, you can view, print or save your most recent account statements.
With our online banking, you can view, print or save your most recent account statements through the online statements feature. To view your statements online, you will need Acrobat Reader installed on your computer. Acrobat Reader is offered by Adobe as a free download at their website www.adobe.com. To view your online statements, click Account Access in the navigation menu, then click Online Statements.
LOCKBOX SERVICES
Direct your receivables to a Lockbox, and your business benefits from accelerated payment processing and same-day deposits.
- Faster Payment Process
- Improved Receivables Management
- Accurate and Timely Information
- Multiple Deliveries per Day
- Electronic Conversion
- Increase Back-Office Staff Efficiency
