Truth In Savings Regular Checking Account
Minimum balance to avoid imposition of fees - A maintenance fee of $4.00 will be imposes if the minimum daily balance falls below $500.00, $5.00 will be imposed if the minimum daily balance falls below $400.00, $6.00 will be imposed if the minimum daily balance falls below $300.00 for every statement cycle that this occurs. The applicable minimum balance fee will be imposed every month if the balance in the account falls below the applicable minimum balance any day of the month.
| Fees | |
|---|---|
| Check printing | Fee depends on style of check ordered |
| Overdraft (each debit or check paid) | $24.00 |
| Nonsufficient funds (NSF) item (each) | $24.00, NO Max |
| Account research | $10.00 per hour, one hour minimum |
| Account balancing assistance | $10.00 per hour, one hour minimum |
| Stop payments | $25.00 each |
| Dormant fee (no activity for 365 consecutive days) | $5.00 |
| ATM withdrawal, inquiry (Citizens ATMs) | $0 |
| ATM withdrawal, inquiry (non-Citizens ATMs) | $2.00 |
| Photocopy of monthly statement | $1.25 each |
| Photocopy of form 1099, check or deposit item | $1.25 each |
