Today's Deposits. Tomorrow's Wealth



The Citizens Bank has personal savings accounts and products for young beginners, savvy investors, even the would-be Santa Claus. Our accounts are easy to open, and make wealth easy to build with competitive interest, matched funds, bonuses, and even rounded-up savings that turn your debit card into a penny jar. The Citizens Bank lets you forget the rainy day and focus on your goal of a brighter tomorrow.

Solid Gold Savings With Features That Shine.

Solid Gold Savings turns every deposit into a wise investment. With a minimum opening balance of $100.00, your Solid Gold Savings account starts earning interest that is accrued daily and compounded quarterly.

A $5.00 quarterly service charge will be assessed should the balance fall below $100.00, and a $5.00 activity charge will be applied to withdrawals over three per quarter. If the account is closed within 59 days of opening, a premature closure charge will be added and all interest accrued forfeited.

Makes Building Wealth Child’s Play.

With no minimum deposit and no monthly service charge, Kids Club Savings makes it easy to open an account that opens your child’s eyes to the magic of compound interest. Interest is accrued daily and compounded quarterly, with only a $5.00 activity applied to withdrawals over three per quarter.

Start More Than A Goal. Start A Habit.

No minimum deposit and no monthly service charge, makes it easy to pick up an old school habit that is best started young. Interest on your balance is accrued daily and compounded quarterly with only a $5.00 activity fee applied to withdrawals over 3 per quarter.

A Christmas Club That’s Your Secret Santa.

By saving regularly in a Christmas Club account you will know that the money for next year’s holiday travel, festivities and gift giving will be there. Small amounts saved on a regular basis add up to a sizable sum. Just choose the amount you would like to save each week and watch it grow in time for the holiday season.

You can choose weekly or monthly lump sum payments in the amounts of $5.00, $10.00, $15.00, $20.00, $25.00 or $50.00. At the end of 50 weeks, if all payments have been made you will receive a bonus payment equal to the amount of one weekly payment.

To receive the bonus you must make all payments prior to the end of the 50th week and money must remain on deposit until the Christmas Club funds are deposited to your account (mid-November).

Christmas Clubs will automatically transfer from your checking account. Customers are allowed to sign up for Automatic Funds Transfer through December 31st of each year.

Your currently weekly payment will be imposed if all 50 payments are not made by the maturity date or if the account is closed prior to the maturity date.

Turn Your Debit Card Into A Full Penny Jar.

With our CashStash Savings account we will round up each debit card purchase you make to the nearest dollar and transfer the difference from your checking account to your CashStash Savings Account.

We will even match your round-up savings by 6%! Matched funds are credited to your account on the first of each new quarter.

Contact your local branch or call us to find out current rates and fees and see how small change can make a big change in your savings account balance.


The Citizens Bank

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