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Fee Schedule

Checking Accounts

Non-Sufficient Funds/Overdraft $29.00
Stop Payment $30.00
Early Closure (29 days from opening) $25.00

Savings Accounts

Withdrawal in excess of 3 per quarter $5.00
Inactive account for 365 days $5.00 per month
Balance Below $100.00 $5.00
Early Closure (59 days from opening) $10.00

ATM Fees

Foreign ATM Usage $1.00

IRA

Miscellaneous Fees

Check Cashing Fee 4% or min. of $25.00 Tax Refund
$6.00 Non-Govt.Check
$3.00 Govt. Check
Copy $1.25 per copy
Cashiers/Official Checks $5.00
Money Orders $2.00
Travelers Checks $1.00 per $100
Wire Transfer $15.00
Statement Reconciliation/Research $10.00 per hour
Snapshot Statement $1.25
Lock Bags (yearly rental) $12.00 for first bag
$6.00 each additional bag
The Citizens Bank of Philadelphia is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts as well as certain eligible NOW accounts which earn .25% annual interest or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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