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NOW Account Tiered Interest Rates

Annual Percentage YieldInterest Rate
Below $500.000%0%
$500.00-$9,999.99.15%.15%
$10,000.00-$19,999.99.25%.25%
Over $20,000.00.35%.35%

Money Market Deposit Account Interest Rates

Annual Percentage YieldInterest Rate
.25%.25%

e-Vantage

Annual Percentage Yield Interest Rate
Below $25,000 2.02% 2.00%
Balances over $25,001.00 1.01% 1.00%
If Requirements are not met 0.25% 0.25%

Savings

Citizens Solid Gold Savings Interest Rates

Annual Percentage YieldInterest Rate
.25%.25%

Kids Club Savings

Annual Percentage YieldInterest Rate
.25%.25%

Student Savings

Annual Percentage YieldInterest Rate
.25%.25%

Certificates of Deposit

Certicates of Deposit Interest Rates (Effective Date 01-23-2012)

TermAnnual Percentage YieldInterest Rate
30 day.10%.10%
90 day.25%.25%
180 day.30%.30%
12 month.50%.50%
18 month.65%.65%
24 month.75%.75%
30 month.75%.75%

Individual Retirement Accounts

Rates are for Fixed and Variable IRAs

TermAnnual Percentage YieldInterest Rate
90 day.25%.25%
180 day.30%.30%
12 month.50%.50%
18 month.65%.65%
24 month.75%.75%
30 month.75%.75%

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