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NOW Account Tiered Interest Rates

Annual Percentage YieldInterest Rate
Below $500.000%0%
$500.00-$9,999.99.25%.25%
$10,000.00-$19,999.99.45%.45%
Over $20,000.00.65%.65%

Money Market Deposit Account Interest Rates

Annual Percentage YieldInterest Rate
.40%.40%

Savings

Citizens Solid Gold Savings Interest Rates

Annual Percentage YieldInterest Rate
.45%.45%

Kids Club Savings

Annual Percentage YieldInterest Rate
.45%.45%

Student Savings

Annual Percentage YieldInterest Rate
.45%.45%

Certificates of Deposit

Certicates of Deposit Interest Rates (Effective Date 4/29/2009)

TermAnnual Percentage YieldInterest Rate
30 day0.35%0.35%
90 day0.75%0.75%
180 day1.25%1.25%
12 month1.51%1.50%
18 month1.51%1.50%
24 month1.51%1.50%
30 month1.46%1.45%

Individual Retirement Accounts

Rates are for Fixed and Variable IRAs

TermAnnual Percentage YieldInterest Rate
90 day0.75%0.75%
180 day1.25%1.25%
12 month1.51%1.50%
18 month1.51%1.50%
24 month1.51%1.50%
30 month1.46%1.45%
60 month1.06%1.05%

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