Personal Savings
Citizens Solid Gold Savings
- Interest is accrued daily and compounded quarterly.
- This account requires a minimum balance of $100.00 to open.
- A $5.00 quarterly service charge will be assessed should the balance fall below $100.00.
- An activity charge of $5.00 will be applied to withdrawals over three per quarter.
- Should the account be closed within the first 59 days of opening there will be a $10.00 premature closure charge and forfeit the interest.
Citizens Solid Gold Savings Interest Rates
| Annual Percentage Yield | Interest Rate |
|---|---|
| .45% | .45% |
Kids Club Savings
- Interest is accrued daily and compounded quarterly
- No minimum deposit required
- No monthly service charge
- An activity charge of $5.00 will be applied to withdrawals over 3 per quarter.
Student Savings Interest Rates
| Annual Percentage Yield | Interest Rate |
|---|---|
| .45% | .45% |
Student Savings
- Interest is accrued daily and compounded quarterly
- No minimum deposit required
- No monthly service charge
- An activity charge of $5.00 will be applied to withdrawals over 3 per quarter.
Student Savings Interest Rates
| Annual Percentage Yield | Interest Rate |
|---|---|
| .45% | .45% |
Christmas Club
By saving regularly in a Christmas Club account you will know that the money for next year's holiday travel, festivities and presents will be there - without worries of how to pay those Christmas bills.
Small amounts saved on a regular basis add up to a sizeable sum. Just choose the amount you would like to save each week and watch it grow in time for the holiday season.
You can choose weekly payments in the amounts of: $5.00, $10.00, $15.00, $20.00, $25.00 or $50.00.
At the end of 50 weeks, if all payments have been made you will receive a bonus payment equal to the amount of one weekly payment. To receive the bonus you must make all payments prior to the end of the 50th week and money must remain on deposit until the Christmas Club checks are mailed (mid-November).
You can choose to make deposits using a coupon book or by choosing to have the money automatically transferred from your checking account. Customers are allowed to sign up for Automatic Funds Transfer through December 31st each year. Coupon books may be issued through the 25th week.
Your current weekly payment will be imposed if all 50 payments are not made by the maturity date or if the account is closed prior to the maturity date.
