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Credit Card

VISA CLASSIC, VISA GOLD, AND MASTERCARD

Visa Classic, Visa Gold, and MasterCard are credit cards which allow the cardholder to make purchases at any retailer or to make cash advances at banks or ATM's which display the Visa Classic, Visa Gold, or MasterCard logos.

BENEFITS:

  • Customer may obtain cash advances at ATM's or at one of our branch locations.
  • Customer may finance small amounts over a period of time.
  • Cards are accepted around the world.

CHARGES:

  • Fee for cash advance is $2.00
  • Over the limit fee is 5% of the balance or $5.00, and the maximum will be $25.00.

FEATURES:

  • No annual fee.
  • The annual percentage rate is 14.88 %.
Applications are available at any branch location.

The Citizens Bank of Philadelphia is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts as well as certain eligible NOW accounts which earn .25% annual interest or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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