Mortgage Loans

At The Citizens Bank we offer several different types of Mortgage Loans. We would be happy to help you choose the plan that best suits your needs.

• 100% Financing - No Down Payment
  We offer a fixed-rate home mortgage program that doesn't require a down payment!
• Conventional Mortgages
  Conventional Mortgages are fixed-rate loans. A minimum 5% down payment is require.
• Federal Housing Authority (FHA) Mortgages
  Insured by the Federal Housing Authority, FHA loan rates are also fixed. A 3% down payment is required.
• Veterans Administration (VA) Mortgages
  These fixed-rate loans are available to veterans of the U.S. Military and their survivors.

**Escrows are held on all of these loans.