e-Vantage Checking

Earn a higher rate of interest on balances up to $25,000*

Minimum balance of $100.00 required to open

No monthly service charge

Free Debit/ATM card

Free Internet Banking

Bill Pay Optional

Free PhoneTeller

Unlimited check writing

ATM fees refunded up to $10.00

“Everywhere Cash Savings” and Card Patrol

4 easy steps to earn the e-Vantage interest rates*

• Simply make 10 or more debit card purchases each month
• Have a direct deposit or electronic debit each month
• Login to The Citizens Bank Online Banking at least once each month
• Receive your monthly bank statement electronically

*e-Vantage Checking requires $100 opening balance, no minimum balance required.  If you meet each requirement you will earn the e-Vantage rate of 2.02 APY* - on balances up to $25,000.00.  On any balances above $25,000.00 the e-Vantage rate of 1.01% APY* is paid.  ATM surcharge fees up to $10.00 per statement cycle will be refunded if all e-Vantage requirements are met at the end of the statement cycle.  If all the minimum monthly requirements are not met, the account balance rate will be 0.25% APY* and ATM fees will not be refunded.  (APY*) The annual percentage yield accurate as of May 1, 2010.  Rates and terms are subject to change without notice.